by Frances Hinojosa | Mar 13, 2020 | Announcements, Blog, Economy, Finance, Homeownership, Mortgage
Concern surrounding coronavirus – COVID-19 – has led to a crash in oil prices and economic uncertainty surrounding capital markets, which has resulted in most Canadian banks significantly reducing both fixed- and variable-rate mortgage rates. Around the world...
by Frances Hinojosa | Mar 6, 2020 | Blog, Homeownership, Mortgage
This is one of the most popular real estate questions: Should I sell my current home before buying a new one? And while there is no magic answer, there are many things you can do to mitigate your risks when choosing to buy and sell homes in unison. As with...
by Frances Hinojosa | Feb 14, 2020 | Blog, Finance, Homeownership, Mortgage
If you’re in the market to buy a home, you know the process isn’t always easy. In recent years, mortgage insurance and qualification changes – implemented by the federal government – have made it increasingly difficult to buy a home for many Canadians, particularly...
by Frances Hinojosa | Feb 7, 2020 | Blog, Economy, Finance, Homeownership, Mortgage
You’ve found the home of your dreams and you’re ready to present your offer to the seller. You know the dollar amount you want to include and you’re hoping it gets accepted but, before you start embracing your new community and dreaming of backyard BBQs, you’ll want...
by Frances Hinojosa | Jan 24, 2020 | Blog, Economy, Finance, Homeownership, Mortgage
In 2017, the federal government announced a set of strict mortgage qualification rules including the much-talked about, and often-debated, stress test. Implemented for federally regulated lenders, the stress test was created to help alleviate overheating housing...
by Frances Hinojosa | Jan 17, 2020 | Blog, Economy, Homeownership, Mortgage
No one enters into a marriage thinking that one day the relationship may end. Unfortunately, the startling statistic is that 38% of all marriages in Canada end in divorce. Getting married and buying a home are two of life’s most significant milestones, so the...
