by Frances Hinojosa | Apr 16, 2021 | Blog, Finance, Homeownership, Mortgage
When buying a home, mortgage financing requirements are subject to lender approval, which is based on certain conditions including an appraisal of the property. The appraisal is conducted by a licensed, professional real estate appraiser who provides an evaluation of...
by Frances Hinojosa | Apr 9, 2021 | Blog, Economy, Homeownership
Canadians are living longer and changing our society in significant ways. Expected to grow by 68% in the next 15 years, this surging demographic is heavily influenced by aging baby boomers, advances in modern medicine, healthier lifestyles, and an increased resilience...
by Frances Hinojosa | Apr 2, 2021 | Blog, Economy, Finance, Productivity
Life has become increasingly complicated. As we navigate rotating shutdowns, on-again/off-again restrictions and dramatic changes to our daily routines, the possibility of missing important dates and deadlines is very real, as one day can often roll into the next...
by Frances Hinojosa | Mar 26, 2021 | Blog, Economy, Finance, Mortgage
Will you be buying another home in 2021? If so, you’ll likely want to use the proceeds from the sale of your current home to purchase the new one. But, coordinating the timing of both transactions can be tricky, particularly if the closing date of the sale is set to...
by Frances Hinojosa | Mar 19, 2021 | Blog, Economy, Homeownership
An entire year has passed since the World Health Organization declared COVID-19 a global pandemic – and what a year it has been! Faced with uncertainty and unchartered territory, we obeyed public health officials, donned our masks, social distanced, hunkered down and...
by Frances Hinojosa | Mar 12, 2021 | Blog, Finance, Homeownership, Mortgage
Buying a home is a big deal – whether you’re a first-time homebuyer entering the market or a seasoned homebuyer transitioning to your next property. That’s why it’s important to enlist the help of professionals to walk you through each phase of the purchase and...
by Frances Hinojosa | Mar 5, 2021 | Blog, Finance, Mortgage
Economic and future forecasting typically involves the calculation and analysis of a number of key variables such as inflation, interest rates, consumer confidence and unemployment. In today’s unconventional and unpredictable environment, additional considerations are...
by Frances Hinojosa | Feb 26, 2021 | Blog, Economy, Guest Post, Lists
In a world that continues to be dominated by a global pandemic, many Canadians are struggling with the reality of layoffs, reduced wages, rising living costs and credit dependency. If you’re feeling overwhelmed with your financial obligations, you may want to consider...
by Frances Hinojosa | Feb 19, 2021 | Announcements, Blog, Homeownership
For many Ontarians, buying a new home represents a more suitable option than buying resale. The residential construction industry represents one of the largest sectors in the country, with the Canadian Home Builders’ Association reporting that 25% of all homes...
by Frances Hinojosa | Feb 12, 2021 | Blog, Economy, Finance, Homeownership, Mortgage, Productivity
Traditionally, the dawn of a new year brings a sense of optimism and hope. This year, however, the outlook is a bit different. While we were thankful to leave 2020 behind, the uncertainties and instability about what lies ahead still persist. Now’s a perfect time to...
