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What’s an Alternative Mortgage Lender?

What’s an Alternative Mortgage Lender?

by Frances Hinojosa | Jan 15, 2021 | Blog, Economy, Finance, Homeownership, Mortgage

It’s always great to have an alternative option, right?! This theory holds true when it comes to your mortgage choices as well – the broader selection your mortgage agent offers, the more likely you’ll be to secure a mortgage that meets your unique needs. An...
How to Choose the Best Mortgage

How to Choose the Best Mortgage

by Frances Hinojosa | Jan 8, 2021 | Blog, Economy, Finance, Homeownership, Mortgage

Selecting a mortgage rate and product that’s right for you is harder than it looks. It involves a lot of research based on your current finances, credit situation and short- and long-term goals, to name just a few important elements. That’s why working with a mortgage...
Fresh Financial Start to a New Year

Fresh Financial Start to a New Year

by Frances Hinojosa | Jan 1, 2021 | Blog, Economy, Finance, Homeownership

Many of us drew a collective sigh of relief when putting 2020 behind us, concentrating on the hope for better days to come in 2021. From a financial perspective, 2020 definitely had its challenges. One of the best ways to benefit from a new year is to look at ways to...
Your Mortgage Payment Includes Principal & Interest Charges

Your Mortgage Payment Includes Principal & Interest Charges

by Frances Hinojosa | Dec 25, 2020 | Blog, Economy, Finance, Homeownership

When discussing mortgage payments, most people focus on the interest rate. But, it’s also important to understand how the principal balance owing on your home comes into play with your monthly mortgage payment.   The ‘principal’ is the amount of money you...
Don’t Forget Monthly Carrying Costs When Buying a Home

Don’t Forget Monthly Carrying Costs When Buying a Home

by Frances Hinojosa | Dec 18, 2020 | Blog, Finance, Homeownership, Mortgage

Ensuring homeownership remains an affordable option stretches well beyond monthly mortgage payments. There are numerous recurring expenses known as ‘carrying costs’ that help you maintain your investment and, therefore, must be factored into your budget to avoid...
How Do I Know How Much I Can Spend on a Home?

How Do I Know How Much I Can Spend on a Home?

by Frances Hinojosa | Dec 4, 2020 | Blog, Finance, Homeownership, Mortgage

Determining what you can comfortably afford to spend on a home is important to define well before you head out home shopping. Otherwise, you could waste time looking at homes that stretch you outside your financial comfort zone or, worse yet, are completely beyond...
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Recent Posts

  • What’s an Alternative Mortgage Lender?
  • How to Choose the Best Mortgage
  • Fresh Financial Start to a New Year
  • Your Mortgage Payment Includes Principal & Interest Charges
  • Don’t Forget Monthly Carrying Costs When Buying a Home

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