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What First-Time Homebuyers Need to Know in 2025

What First-Time Homebuyers Need to Know in 2025

by Frances Hinojosa | Jun 6, 2025 | Blog, Homeownership

If you’re buying your first home in 2025, you’re not alone in feeling the weight of the process. According to the latest Canada Mortgage and Housing Corporation (CMHC) Mortgage Consumer Survey, first-time buyers are taking a thoughtful, long-term approach – and...
Why Including Conditions in Your Offer to Purchase is Crucial

Why Including Conditions in Your Offer to Purchase is Crucial

by Frances Hinojosa | May 16, 2025 | Blog, Homeownership

When buying a home – especially in competitive markets – it can be tempting to make a “clean” offer (one without conditions) to appeal to the seller. But, be sure to listen to your mortgage agent and always thinking twice before waiving key conditions. These clauses...

Gather These Documents When Applying for a Mortgage

by Frances Hinojosa | May 2, 2025 | Blog, Homeownership

Applying for a mortgage can feel overwhelming, especially if you’re a first-time homebuyer, but being prepared helps ensure a much smoother and faster process. Just one missing document can add a lot of time and stress to your homebuying journey. One of the best ways...
Have You Opened a First Home Savings Account? 

Have You Opened a First Home Savings Account? 

by Frances Hinojosa | Apr 18, 2025 | Blog, Homeownership

Young Canadians are jumping on first home savings accounts (FHSAs) as a way to help finance their homeownership dreams. In its debut year, nearly half a million Canadians opened an FHSA, according to fresh tax filing data from Statistics Canada. And it’s not...
Helping a Loved One Buy a Home? You’re Not Alone!

Helping a Loved One Buy a Home? You’re Not Alone!

by Frances Hinojosa | Mar 7, 2025 | Blog, Homeownership, Mortgage

With rising home prices and increased costs of living, more Canadians are relying on assistance from family and friends to help make homeownership a reality. A recent report from CIBC says that 31% of first-time homebuyers received financial support from family...
Thinking of Renovating? Home Equity May Be the Most Cost-Effective Funding

Thinking of Renovating? Home Equity May Be the Most Cost-Effective Funding

by Frances Hinojosa | Feb 21, 2025 | Blog, Homeownership

Planning renovations that make your home more user-friendly and comfortable for your family is exciting. Using home equity to fund these projects may be an excellent financial strategy as you won’t have to tap into savings or take on high-interest debt. Home equity is...
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Recent Posts

  • What First-Time Homebuyers Need to Know in 2025
  • Why Including Conditions in Your Offer to Purchase is Crucial
  • Gather These Documents When Applying for a Mortgage
  • Have You Opened a First Home Savings Account? 
  • Could You Benefit from a Portable Mortgage?

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