Frances Hinojosa
Mortgage Broker | Managing Partner
My New Mortgage App!
Be sure to check out my FREE Canadian Mortgage App. It includes everything you need to estimate your home ownership costs. Includes mortgage payments, rates, Land Transfer fees, stress test, closing costs and much more.
There’s strength in numbers.
Confidence, too. And the confidence that comes with having the numbers on your side starts with having the right people on your side. People who speak numbers, speak your language and whose reputations speak for themselves. People who understand your goals and work with you to meet them. People like you. For trusted financial advice and service that makes you feel like you belong.
Join the tribe.
Mortgage
Services.
Customer Care
I believe that my responsibility as a mortgage expert goes well beyond simply arranging your mortgage financing. My job is to ensure that you feel confident in the mortgage process and make decisions that best suit you and your tribe.
Education
In order for you to feel confident about the mortgage process and make the best decisions for your tribe, you have to feel at ease and be able to ask questions. I stay in touch with you throughout the entire process, provide information up front, but also make myself available whenever you need me!
Best Mortgage Products
Being a part of the tribe has advantages. Access to the best lender products available anywhere in Canada is one of them. We use our extensive corporate networks to ensure you get the best mortgage product. It pays to belong.
Lenders.
We have developed excellent relationships with several lenders, let’s figure out which one has the best products to offer you!
Up, Down, Change, No Change… What’s Going on with Interest Rates?
Every six weeks, the Bank of Canada (BoC) meets to decide which direction, if any, interest rates should take. The state of the economy, inflation, household debt and commodity prices are just some of the factors that play a role in this decision. In order to...
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New to Canada and Ready to Buy a Home?
You’ve moved to Canada and settled into your new surroundings. Now you’re considering buying a home and establishing roots. But where do you start? Working with a mortgage agent is your first step, as we understand the ins and outs of New to Canada mortgage...
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The Value of Monoline Lenders
If you’re in the market to buy a home, chances are you’ve already done some preliminary research and discovered there are many different types of lender options – each offering their own unique perks. Historically, securing a mortgage in Canada meant borrowing...
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