Frances Hinojosa

Mortgage Broker | Managing Partner
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Frances Hinojosa

Mortgage Broker | Managing Partner

Frances Hinojosa is a seasoned and well regarded leader in the mortgage industry with over 10 years of notable success. She takes pride in helping people make the most important financial decision of their lives and works tirelessly to ensure it results in a better more positive lifestyle for them. For trusted financial advice and service that makes you feel like you belong, Frances is there for you.
Frances specializes in helping people who have highly complex financial needs. She takes a holistic approach to find solutions considering both the current and desired future lifestyle of clients. For Frances, every customer experience is a great experience. As she says, “To help people is what fuels my passion. It is about taking the stress out of the process of obtaining a mortgage and having the client smile at the end.”
Frances has been bestowed the following mortgage industry accolades: The Top 75 Mortgage Brokers in Canada Award for 2014 and 2015, and the Women of Influence Award in 2015. She lives in Oakville with her husband, Tomas, daughters Eva and Leila, and dog Jalapeño, and enjoys summer weekends at the cottage and family beach vacations.

There’s strength in numbers.

Confidence, too. And the confidence that comes with having the numbers on your side starts with having the right people on your side. People who speak numbers, speak your language and whose reputations speak for themselves. People who understand your goals and work with you to meet them. People like you. For trusted financial advice and service that makes you feel like you belong.

Join the tribe.


Customer Care

I believe that my responsibility as a mortgage expert goes well beyond simply arranging your mortgage financing. My job is to ensure that you feel confident in the mortgage process and make decisions that best suit you and your tribe. 


In order for you to feel confident about the mortgage process and make the best decisions for your tribe, you have to feel at ease and be able to ask questions. I stay in touch with you throughout the entire process, provide information up front, but also make myself available whenever you need me! 

Best Mortgage Products

Being a part of the tribe has advantages. Access to the best lender products available anywhere in Canada is one of them. We use our extensive corporate networks to ensure you get the best mortgage product. It pays to belong. 


We have developed excellent relationships with several lenders, let’s figure out which one has the best products to offer you!

Bank of Canada Rate Announcement Dec 5th, 2018

Bank of Canada Rate Announcement Dec 5th, 2018

The Bank of Canada today maintained its target for the overnight rate at 1 ¾ per cent. The Bank Rate is correspondingly 2 per cent and the deposit rate is 1 ½ per cent. The global economic expansion is moderating largely as expected, but signs are emerging that trade...

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Minimum Required Credit Profile

Minimum Required Credit Profile

Credit. The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. When you borrow money to buy a house, you will be required to prove that you have a good history of managing your credit. But what...

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You Belong, Let's Talk



260 Lakeshore Road East. 
Oakville, ON