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Have Interest Rates Bottomed Out?

Have Interest Rates Bottomed Out?

by Frances Hinojosa | Jun 12, 2020 | Blog, Economy, Homeownership, Mortgage

While interest rates shouldn’t be your sole focus when securing a mortgage, they do represent an important part of the financing equation.    Since the COVID-19 pandemic began, the Bank of Canada (BoC) has announced several unscheduled benchmark rate reductions....
Have an Insured Mortgage? How Could CMHC Changes Affect You?

Have an Insured Mortgage? How Could CMHC Changes Affect You?

by Frances Hinojosa | Jun 5, 2020 | Announcements, Blog, CMHC, Homeownership, Mortgage

The COVID-19 pandemic is having an impact on all sectors of Canada’s economy, including housing. Job losses, business closures and a drop in immigration are adversely affecting Canada’s housing markets, and CMHC foresees a 9% to 18% decrease in house prices over the...
Are You Ready to Buy Your First Home?

Are You Ready to Buy Your First Home?

by Frances Hinojosa | May 15, 2020 | Blog, Homeownership, Mortgage

Am I ready now? How will I even know when I’m ready? Buying your first home is exciting and scary all at the same time. Much like other major milestones, such as getting married and starting a family, there’s really no such thing as being completely ready. But when...
Making the Most of Being Housebound

Making the Most of Being Housebound

by Frances Hinojosa | May 1, 2020 | Blog, Guest Post, Mortgage

As the COVID-19 pandemic continues to keep us focused on physical distancing, it’s often difficult to perceive anything good from its existence. But, a few silver linings have emerged. As our world is changing, possibly forever, people are finding new and creative...
Tax Deadline Extended. But Should You Wait?

Tax Deadline Extended. But Should You Wait?

by Frances Hinojosa | Apr 10, 2020 | Blog, Finance, Homeownership, Mortgage

As part of the ongoing effort to assist Canadians facing negative financial effects from COVID-19, the federal government has granted an extension for filing your taxes.    The due date for personal tax filing has been extended from April 1st to June 1st, 2020,...
What’s a Mortgage Payment Deferral?

What’s a Mortgage Payment Deferral?

by Frances Hinojosa | Apr 3, 2020 | Blog, Economy, Homeownership, Mortgage

It’s a harsh reality that COVID-19 has left many people facing significant financial hardship. In an effort to alleviate some of this burden, the government is working at all levels to provide relief measures to assist those who are most vulnerable.    Many...
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Recent Posts

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