by Frances Hinojosa | Feb 5, 2021 | Blog, Economy, Homeownership, Mortgage
While the interest rate isn’t the only consideration to keep in mind when choosing the mortgage that best meets your needs, it’s important to understand your options. The interest rate will have a direct impact on the overall cost of your mortgage – the higher the...
by Frances Hinojosa | Jan 22, 2021 | Blog, Homeownership
Are you considering a renovation to build separate living quarters for your adult children or parents? If so, you’re not alone. Multigenerational living is an option many Canadians explore at some point. Children are staying home longer to save up and buy a place of...
by Frances Hinojosa | Jan 15, 2021 | Blog, Economy, Finance, Homeownership, Mortgage
It’s always great to have an alternative option, right?! This theory holds true when it comes to your mortgage choices as well – the broader selection your mortgage agent offers, the more likely you’ll be to secure a mortgage that meets your unique needs. An...
by Frances Hinojosa | Jan 8, 2021 | Blog, Economy, Finance, Homeownership, Mortgage
Selecting a mortgage rate and product that’s right for you is harder than it looks. It involves a lot of research based on your current finances, credit situation and short- and long-term goals, to name just a few important elements. That’s why working with a mortgage...
by Frances Hinojosa | Jan 1, 2021 | Blog, Economy, Finance, Homeownership
Many of us drew a collective sigh of relief when putting 2020 behind us, concentrating on the hope for better days to come in 2021. From a financial perspective, 2020 definitely had its challenges. One of the best ways to benefit from a new year is to look at ways to...
by Frances Hinojosa | Dec 25, 2020 | Blog, Economy, Finance, Homeownership
When discussing mortgage payments, most people focus on the interest rate. But, it’s also important to understand how the principal balance owing on your home comes into play with your monthly mortgage payment. The ‘principal’ is the amount of money you...
