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Saving for a Downpayment? Some Advice Along the Way!

Saving for a Downpayment? Some Advice Along the Way!

by Frances Hinojosa | Feb 15, 2017 | Blog, Finance, Mortgage

If you are looking to purchase a property in the next while, you probably already know that you need at least 5% of the purchase price as a downpayment. Saving a bigger downpayment, let’s say 10%, certainly increases your chances of securing financing. While...
If You’ve Ever Tried and Failed at Budgeting

If You’ve Ever Tried and Failed at Budgeting

by Frances Hinojosa | Feb 1, 2017 | Blog, Finance, Guest Post

This article was written by Sandi Martin from Spring Personal Finance and was originally published on Spring the Blog July 21st 2015, but it was so good we wanted to share it on our blog as well! If you’ve ever tried and failed at budgeting, or if you’ve...
How a Little Annual Increase can Have a Huge Impact on Savings!

How a Little Annual Increase can Have a Huge Impact on Savings!

by Frances Hinojosa | Dec 14, 2016 | Blog, Finance, Video

Here is a video published by Canadian finance expert Preet Banerjee that discusses the impact simply increasing your annual contributions by 5% per year can have to your savings.TranscriptHow small increases to your savings can make a big difference to your...
Can Different Banks have Different Prime Rates?

Can Different Banks have Different Prime Rates?

by Frances Hinojosa | Nov 9, 2016 | Blog, Economy, Finance, Mortgage

Although the recent changes to mortgage qualification introduced by the government were intended to create stability in the Canadian housing market, the unintended consequences might have been to make the waters a little muddier. For the first time, it looks like...
Don’t Get Squished: How To Survive The Sandwich Years

Don’t Get Squished: How To Survive The Sandwich Years

by Frances Hinojosa | Nov 2, 2016 | Blog, Finance

This article was written by Randy Cass of Nest Wealth and was originally published on January 15th, 2016. Your 40s and 50s bring a new, different kind of financial challenge. In your 20s and 30s, you probably struggled with the question of how to make enough money....
The Budgeting Resource Everyone Has (And Nobody Uses)

The Budgeting Resource Everyone Has (And Nobody Uses)

by Frances Hinojosa | Aug 18, 2016 | Blog, Finance

This article was written by Sandi Martin of Spring Personal Finance and was originally published here on Spring The Blog on Oct. 27th 2015. Does This Sound Familiar? You’ve read a book or a blog series or watched a show about budgeting and getting your money under...
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