by Frances Hinojosa | Aug 2, 2019 | Blog, Finance, Homeownership, Mortgage
Breaking your mortgage before your term is up can have significant financial consequences. That’s why it’s important to weigh all of your options before taking action to ensure it’s in your best financial interest. What are payout penalties? Lenders make money...
by Frances Hinojosa | Jul 19, 2019 | Blog, Finance, Homeownership, Mortgage
Over the past several years, it has become increasingly difficult for many people, particularly first-timers, to enter the housing market. This is due to a variety of factors, but most notably tighter mortgage rules implemented by the federal government – including...
by Frances Hinojosa | Jul 12, 2019 | Blog, Finance, Homeownership, Mortgage
You’re in the market for a mortgage and you want to find the best rate. Your neighbours have been bragging about their low rate and you want the same. Since everyone’s situation is different, however, and there’s no one-size-fits-all option, it’s best to avoid making...
by Frances Hinojosa | Jul 5, 2019 | Blog, Finance, Homeownership, Mortgage
For many people, the first step to buying a home involves perusing local real estate listings. While this can be an exciting exercise, before you begin house hunting, you first need to determine how much you can comfortably afford. After all, you don’t want to find...
by Frances Hinojosa | Jun 21, 2019 | Blog, Finance, Mortgage
You’re ready to buy a home and you’ve laid out the groundwork to formulate a successful mortgage strategy. Your next step is to consult with a professional mortgage broker or agent who will guide you through the entire process of obtaining your mortgage to help...
by Frances Hinojosa | Jun 7, 2019 | Finance, Homeownership, Mortgage
There are numerous costs associated with buying a home. While the most common expenses that come to mind include down payment, moving and real estate commissions, there are also additional fees you must pay when the deal closes, known as closing costs. The term...
