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Financial Relief Measures in the Wake of COVID-19

Financial Relief Measures in the Wake of COVID-19

by Frances Hinojosa | Mar 27, 2020 | Blog, Economy, Finance, Homeownership

Over the past few weeks, the world as we know it has been changing at a rapid pace. Phrases like ‘self-isolation’, ‘social distancing’ and ‘flattening the curve’ have become a part of our daily lingo. We’re being asked to stay home, schools and attractions are closed,...
If Your Mortgage Rate is 3% or Higher, Consider a Review

If Your Mortgage Rate is 3% or Higher, Consider a Review

by Frances Hinojosa | Mar 13, 2020 | Announcements, Blog, Economy, Finance, Homeownership, Mortgage

Concern surrounding coronavirus – COVID-19 – has led to a crash in oil prices and economic uncertainty surrounding capital markets, which has resulted in most Canadian banks significantly reducing both fixed- and variable-rate mortgage rates.     Around the world...
Buying a Townhouse – Is Freehold or Condo Better for You?

Buying a Townhouse – Is Freehold or Condo Better for You?

by Frances Hinojosa | Feb 28, 2020 | Blog, Finance, Homeownership

It’s no secret that homebuying in Canada has become increasingly challenging, particularly for first-time homebuyers. House prices have outpaced income, and those who have had their heart set on a single-family, detached home, are often discovering it isn’t...

Make Sure You’re Getting Sound Mortgage Advice

by Frances Hinojosa | Feb 21, 2020 | Blog, Finance, Homeownership

Mortgages can be complicated. That’s why it’s extremely important to seek expert advice you know you can count on. Buying a home is a significant life stage and it’s easy to get caught up in the excitement – you visualize your family growing up in the house,...
What’s a Vendor Take-Back Mortgage?

What’s a Vendor Take-Back Mortgage?

by Frances Hinojosa | Feb 14, 2020 | Blog, Finance, Homeownership, Mortgage

If you’re in the market to buy a home, you know the process isn’t always easy. In recent years, mortgage insurance and qualification changes – implemented by the federal government – have made it increasingly difficult to buy a home for many Canadians, particularly...
The Benefits of Making a Conditional Offer

The Benefits of Making a Conditional Offer

by Frances Hinojosa | Feb 7, 2020 | Blog, Economy, Finance, Homeownership, Mortgage

You’ve found the home of your dreams and you’re ready to present your offer to the seller. You know the dollar amount you want to include and you’re hoping it gets accepted but, before you start embracing your new community and dreaming of backyard BBQs, you’ll want...
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