by Frances Hinojosa | Dec 5, 2025 | Blog, Finance
The holiday season has a way of sneaking up on us, and with it comes a lot of extra costs. Between gifts, travel, entertaining and seasonal activities, it’s easy for expenses to pile up quickly. With a bit of planning and intention, however, you can enjoy the holidays...
by Frances Hinojosa | Nov 28, 2025 | Blog, Homeownership
Canada’s housing market has continued its sluggish trajectory through 2024 and into 2025, with formerly high-pressure regions like Toronto experiencing an unmistakable slowdown. A combination of recessionary pressures, elevated post-pandemic interest rates, and a...
by Frances Hinojosa | Nov 7, 2025 | Blog, Mortgage
Selling your current home while buying a new one can feel like a juggling act – with a lot of moving parts, financial considerations and timing decisions involved. But with the right strategy and guidance, the process can be far more manageable than you may expect....
by Frances Hinojosa | Oct 31, 2025 | Blog, Mortgage
When it comes to choosing the right mortgage, there’s no one-size-fits-all answer. From fixed to variable, short-term to long-term, the best option truly depends on you – your lifestyle, comfort level with risk and long-term financial goals. A fixed-rate mortgage, for...
by Frances Hinojosa | Sep 19, 2025 | Blog, Homeownership
When most people think about mortgages, the first thing that comes to mind is the interest rate. And while rates are important, they’re only one piece of the puzzle. What many homebuyers don’t realize is that lenders don’t look at every property or market in the same...
by Frances Hinojosa | Sep 7, 2025 | Blog, Mortgage
Being your own boss definitely comes with benefits, including flexibility, independence and the ability to build something on your own terms. But when you’re buying a home, self-employment can make securing a mortgage more challenging. Traditional lenders often rely...
