by Frances Hinojosa | Dec 14, 2016 | Blog, Finance, Video
Here is a video published by Canadian finance expert Preet Banerjee that discusses the impact simply increasing your annual contributions by 5% per year can have to your savings.TranscriptHow small increases to your savings can make a big difference to your...
by Frances Hinojosa | Dec 7, 2016 | Announcements, Blog, Mortgage
No big shocker here, in the final rate announcement of 2016, just as every economist in the country predicted, the Bank of Canada announced this morning that it is maintaining its target for the overnight rate at 1/2 per cent. The Bank Rate is correspondingly 3/4 per...
by Frances Hinojosa | Nov 30, 2016 | Blog, Lists
Let’s face it, everyone could use a little more time in the day. Between work, play, kids, family, vacations, saving money, keeping up the yard, and thinking of creative ways to become mortgage free faster… who has time to binge watch new seasons on...
by Frances Hinojosa | Nov 15, 2016 | Announcements, Blog, Economy, Homeownership, Mortgage
Well, after many years of unprecedented low interest rates in Canada, it appears the Canadian government by way of rule changes, and the American government by way of Trump, are impacting mortgage rates. Simply put, the Canadian government has recently made it more...
by Frances Hinojosa | Nov 9, 2016 | Blog, Economy, Finance, Mortgage
Although the recent changes to mortgage qualification introduced by the government were intended to create stability in the Canadian housing market, the unintended consequences might have been to make the waters a little muddier. For the first time, it looks like...
by Frances Hinojosa | Nov 2, 2016 | Blog, Finance
This article was written by Randy Cass of Nest Wealth and was originally published on January 15th, 2016. Your 40s and 50s bring a new, different kind of financial challenge. In your 20s and 30s, you probably struggled with the question of how to make enough money....
by Frances Hinojosa | Oct 26, 2016 | Blog, Homeownership
No doubt about it, buying a home is an emotional experience. It’s a game of balancing needs and wants, while trying to be honest with yourself about those very needs and wants. It’s hard to get it right, figuring out what’s negotiable and what...
by Frances Hinojosa | Oct 19, 2016 | Announcements, Blog, Mortgage
With all the recent government activity meant to bring stability to the Canadian housing market (read cool down Vancouver and Toronto), its no surprise that the bank of Canada has decided against making any drastic changes to the overnight rate in their announcement...
by Frances Hinojosa | Oct 14, 2016 | Blog
What Newcomers Need to know! The reason I have a blog and share information is to educate my clients and prospective clients about mortgages. Obviously there is a lot to know about mortgages, financing, and buying property, and there are a lot of great ways for me to...
by Frances Hinojosa | Oct 11, 2016 | Blog, Homeownership
Welcome to the third and final post in a series about smart homes and technology. In case you want to start at the beginning, you can find the introduction here, while we went room to room in the second post. Now, this post WAS going to focus on new gadgets, fresh off...
