by Frances Hinojosa | Apr 21, 2019 | Homeownership
With the spring market in full swing and temperatures beginning to rise, many homebuyers are thinking about what type of home they’d like to purchase. When searching for your perfect home, there are a number of important factors to consider, including desired...
by Frances Hinojosa | Apr 12, 2019 | Economy, Finance, Homeownership, Mortgage
When you’re in the market for a mortgage, it’s important to understand the value of working with an independent mortgage agent who can offer you a full spectrum of solutions catered to your unique needs. Homeownership has become increasingly difficult for many...
by Frances Hinojosa | Apr 5, 2019 | Announcements, Blog, Economy, Finance, Homeownership, Mortgage
Great news for first-time buyers! In mid-March, the federal government delivered the 2019 budget, which included an increase to this popular incentive program. Housing availability and affordability have become increasingly difficult for many Canadians, which is why...
by Frances Hinojosa | Apr 1, 2019 | Blog, Mortgage
Spring’ s finally here! This bright new season typically brings with it a sense of rejuvenation and motivation. If you’re like most people, you’ll likely undertake a spring cleaning of your home after it has been closed up all winter. But, did you know that it’s just...
by Frances Hinojosa | Mar 22, 2019 | Finance, Homeownership
Are you looking to build the home of your dreams from the ground up? This is a great option to consider as it provides you with the chance to customize all of the elements you need and want to fit your lifestyle. As exciting as this may seem, however, it’s extremely...
by Frances Hinojosa | Mar 18, 2019 | Blog
As a first-time homebuyer, you can use all the financial help you can get! That’s why it’s important to be aware of the various programs available to offset homebuying costs as well as help fund your down payment, which can prove challenging. 5 Key Programs to Keep in...
by Frances Hinojosa | Mar 6, 2019 | Announcements, Blog, Mortgage
The Bank of Canada today maintained its target for the overnight rate at 1 ¾ per cent. The Bank Rate is correspondingly 2 per cent and the deposit rate is 1 ½ per cent. Recent data suggest that the slowdown in the global economy has been more pronounced and widespread...
by Frances Hinojosa | Mar 1, 2019 | Blog, Finance
Debt is a big concern for many Canadians, especially since the cost of living is often rising quicker than our salaries. Although we do our best to be fiscally responsible and smart money managers, it isn’t always easy. Unforeseen circumstances and life situations...
by Frances Hinojosa | Feb 22, 2019 | Blog
Own a Newly-Built Home? Don’t Forget About the Warranty! If you’ve purchased a newly-constructed home, it goes without saying that everything – from the construction materials to plumbing and electrical systems – is new. Nevertheless, this doesn’t rule out the...
by Frances Hinojosa | Feb 15, 2019 | Blog, Homeownership
The path to homeownership can be both extremely exciting and a bit overwhelming all at once. To help guide you through the entire homebuying and mortgage processes, it’s important to be able to rely on the expertise of a professional mortgage broker or agent. As...
