by Frances Hinojosa | Nov 15, 2019 | Blog, Homeownership, Mortgage
If you ask most people, the best time to buy a house is in spring. Traditionally, house hunters like to head out when the sun is shining, temperatures are warm and the flowers are blooming. And while all of that may sound lovely, there are many perks associated with...
by Frances Hinojosa | Nov 8, 2019 | Blog, Homeownership, Mortgage
Buying a home is among the largest financial purchases you’ll make throughout your lifetime and a huge commitment – whether it’s your very first or your fifth property – so it makes sense to protect your investment. Once you’ve fallen in love with a home, it’s...
by Frances Hinojosa | Oct 30, 2019 | Announcements, Blog, Mortgage
The Bank of Canada today maintained its target for the overnight rate at 1 ¾ percent. The Bank Rate is correspondingly 2 percent and the deposit rate is 1 ½ percent. The outlook for the global economy has weakened further since the Bank’s July Monetary Policy Report...
by Frances Hinojosa | Oct 25, 2019 | Blog, Finance, Homeownership
Historically, real estate has proven to be a sound investment option. Nowadays, with rental properties scarce and rental fees through the roof, investing in real estate could be considered a great option, especially if you cater to the right demographic in the right...
by Frances Hinojosa | Oct 18, 2019 | Blog, Finance, Homeownership
If you’re a Canadian homeowner who’s at least 55 years old, a reverse mortgage may be able to provide a number of solutions for you, including supplementing your current income while you continue to live in your home to help you enjoy a more fulfilling retirement....
by Frances Hinojosa | Oct 11, 2019 | Blog, Finance, Homeownership, Mortgage
Sometimes, you may just need an added boost to qualify for the loan amount required to get you into your new home, particularly following the introduction of tighter mortgage qualification rules. If you’re experiencing difficulty meeting traditional lender...
by Frances Hinojosa | Oct 4, 2019 | Blog, Economy, Finance
Did you know that several lenders today are exclusively offering collateral charge mortgages? This means it’s more important than ever to understand the differences between a collateral and a standard charge mortgage before signing your mortgage commitment. The...
by Frances Hinojosa | Sep 27, 2019 | Blog, Economy, Homeownership, Mortgage
More Canadians than ever before have become familiar with private mortgage options after feeling the effects of the stringent stress test mortgage qualification rules introduced in January 2018. While private mortgages have been around for many years, they were...
by Frances Hinojosa | Sep 20, 2019 | Blog, Finance, Homeownership
You Can Finance Your Home & Cover Reno Costs TogetherYou Can Finance Your Home & Cover Reno Costs Together Buying a move-in ready home isn’t for everyone. In fact, many people fall in love with a house because of, not in spite of, its need for...
by Frances Hinojosa | Sep 13, 2019 | Blog, Finance, Homeownership
Are you thinking of doing some home improvements and wondering how to pay for them? As a homeowner, you’ll be glad to know that your mortgage agent can help you access funds through the equity in your home. With house prices on the rise, more and more people...
